20200822, Article, Taichung

[Jasmine0316]

網站 http://www.happyforum.org/ 歡迎超連結並轉寄網址
論壇 http://www.happyforum.org/happy/ 歡迎至論壇討論

歡迎加入Taichung Happy English Club粉絲團



Time：第 518 會，2020 年 8 月 22 日（週六）下午2:30~5:30
Place：
http://www.happyforum.org/happy/viewtopic.php?t=15

Agenda
14:30~15:30 Session One
15:30~15:50 Speech Session
15:50~16:00 Change Group and then Break Time
16:00~17:15 Session Two
17:15~17:30 Happy Time

Host: Sarah
Assistant Host:

Topic::
How to Make Your Money Work for You
Source:
https://www.thebalance.com/top-ways-to- ... ou-2385954

Please Note:
Venue:台中市南屯區 大業路182號 Mos Burger二樓
Thanks a lot for your attention.

Questions:

1. Are you a saver or a spender? Do you make a budget plan to get a better grasp on your money? Please share what you have learned through your satisfying or failing experiences.

2. Do you face any typical debt or any revolving debt? Do you think debt is good or bad? How do you manage it?

3. When did you start to build an emergency fund? How do you manage it? What will you suggest your children or the younger generation for it?

4. “Life is like a snowball. The important thing is finding wet snow and a really long hill.” (from Buffett) Do you agree with this aphorism? Please share your thoughts (especially on your investment).


例會須知
時間地點須知：
http://www.happyforum.org/happy/viewtopic.php?f=2&t=15
協會章程：
http://www.happyforum.org/Association_Principle.htm
各分會章程：
http://www.happyforum.org/Club_Principle.htm
協會會員會費及各分會會員會費及入場費：
http://www.happyforum.org/15.htm
參與例會，請自行列印當週的討論文章，並帶至現場
http://www.happyforum.org/happy/viewforum.php?f=33
參與例會，請勿討論政治/種族/宗教/性，經勸導無效者，不得參加本會任何活動
http://www.happyforum.org/happy/viewtopic.php?f=1&t=1766
週六晚餐(Saturday Dinner)
http://www.happyforum.org/happy/viewforum.php?f=76
戶外活動(Club Outing)

[Jasmine0316]

Dear Taichung Happiers,

Perhaps, the language of money is, by indirection it finds directions out. https://www.youtube.com/watch?v=u8_jIK2LyRw

Will time decisively dissolve money into form, color, and feeling? Although Gross Domestic Product isn’t a smart way to measure a country’s success; although, strikingly, the French and the Italian rarely have open discussions about money; we are eager to see more clearly. We want the breeze to embrace us. Can money unite past, present, and future? If yes, how? What color of money reaches your memory and returns you to childhood? What color of money has the radiating force to read your most private thoughts and most pushed-aside tastes? Have you ever wondered that despite of alternate routes, there is only one ending? Chance is the inner rhythm of everything; yet, the wandering chance might, or might not change entirety. American essayist, lecturer, philosopher, and poet Ralph Waldo Emerson (May 25, 1803 – April 27, 1882) featured the factual wind of fortune that drives us along. “There is always a reason, in the man, for his good or bad fortune in making money. Men talk as if there were some magic about this. He knows that all goes on the old road, pound for pound, cent for cent — for every effect a perfect cause — and that good luck is another name for tenacity of purpose.” Perhaps, it’s the opportunity to confirm ourselves that conjures us. Perhaps, we should look into the heart of substantial scenes and potent possibilities, as if there were something that we have to decode. Most importantly, in the language of prosperity and in the pursuit for quality, only perfect practice makes perfect. Ladies and gentlemen, welcome to join us in calling for our own interpretation of translating dreams into reality.

The secret of money lies in the sequence of its energy. https://www.ft.com/content/5e8da24c-bb0 ... b81dd5d080 We anticipate that money will greet what we will encounter for the rest of our lives with surprise, satisfaction, and fascination. Money brings us energy and courage. Meanwhile, money, very often, causes our five senses to be alert, in a constant state of concentration that leaves us waery. All money suggests its energy of the thing--it’s how we track the flow of chance; sometimes, money is more about a consequence of our choice rather than our competence.
https://www.youtube.com/watch?v=zIrZ2iI ... ubs_digest We keep whispering to ourselves: how much do we need to save to never have to worry about money? We fire a longing for financial freedom. However, what is the nature of freedom? How to save or invest wisely? “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” Does the image of this advice, in and of itself, possess a soul? https://www.forbes.com/sites/davidrae/2 ... fbadbe3860 Financial freedom. Though the destination may be perfect and proud, equality—which is closer to our hearts--feels better. People might have taken the important step, the decisive step, and simply exhausted all their choices, yet still contemplate about the widening “Opportunity Gap”. Is it the cultural or economic consequence that leads to the endurance of inequality? https://www.youtube.com/watch?v=AFIxi7BiScI

Criteria prevent us from confusing dawn with dusk. “Don’t marry for money; you can borrow it cheaper.” What are your criteria on money to save or spend? What knowledge is money? What money is knowledge? Our goal is financial independence; therefore, never obsess on money, richness, and possessions. Mistakes along the journey are dangerous; lessons learned have invisible attractions—they carry the deepest emotion and revelation, powerfully yet tenderly. http://read.bi/2pbdXvU On the contrary, if you feel your money is growing too fast, shopping by apps is the best solution. Shopping App is a miracle and a monster at the same time; it can develop everything, and it can disappear other things, especially, our money, in the blink of an eye; in its deep, there is everything and there might be nothing to reach for. Shopping apps, anyone? No worries. While shopping apps shape the limited appearance of our disappearing money, there are budgeting and savings apps winking and winking. https://www.which.co.uk/news/2019/12/th ... y-in-2020/ Criteria, take High-end fashion for another example. High-end fashion industry has concentrated most of its seductive energy on our purses. High-end fashion is a magic word to numerous people—it can make everything of the known world disappear. Ultimately, we’ve got something to keep an eye open for. https://www.youtube.com/watch?v=elU32XNj8PM

“The Seven Social Sins” (by Frederick Lewis Donaldson)

Wealth without work.
Pleasure without conscience.
Knowledge without character.
Commerce without morality.
Science without humanity.
Worship without sacrifice.
Politics without principle.

What do we possess the window of opportunity for? https://www.youtube.com/watch?v=rq-W1h4kC4I Every family has its own particular set of madness about money. Family is a word of multiple meanings. Family is our own fur. In what situation have you found the pull of your family? Family memories are always delicious, and every dollar we spend on our family makes our family love more real. Brought up in all family love, we fully understand travelling with family will pay off in the end. https://www.youtube.com/watch?v=gNDVgoojr0Q Moreover, our parents have worked amazingly hard to afford us an education, and they firmly believe it’s worthy. Education frames the fundamental structures of our knowledge and creativity. https://www.youtube.com/watch?v=hVV6zh-kxjI Education allows us to be equipped for the real world. Education ships us to the world with a sense of our value, with an ability to affect, and with potential knowledge. Education will give us a sense of the world’s stretch, of its spectacles, of its many and various ways of life. https://www.youtube.com/watch?v=7xCe2m0kiSg There’s beauty in money, but it would take a pure and purely compassionate being to see it. What can money do for the restoration of love and kindness? With the passion for kindness, the deep emotion of our saving and spending has become celebration. Kindness. It’s infinitely enchanting. It’s too beautiful for words. Kindness assures our fate and alters our future. Above all, moves of kindness are not rare. People have not exhausted their inventory of compassion. https://www.financialexpress.com/lifest ... s/2045226/

The true trial is for our own transformation. Whatever the most important thing in your life is, happiness is all we have. We don’t envy the rich or have contempt for the poor. Money can melt images: memories, colors, views, security, freedom, reward… Money is a series of infinite chances, which sometimes result one way, and other times, another. Money reveals other things, parts of our emotions we cannot see without the light. It has to come from something--an understanding, a yearning. Knowing the new way of economy is more efficient; nevertheless, we still want to enfold the flexibility and nobility that we might have been leaving behind. Unfortunately, our dread thickens, as the Covid-19 tangles around the Globe. The indication lies not only in our tangible wealth but also in the symbolic value. Money is all about our chances and choices. What determines our choices? It is, purely, the condition of our souls--making difficult choices requires wisdom. American journalist, author and publisher George Horace Lorimer (October 6, 1867 – October 22, 1937) had the words—which are simple yet marvelously meaningful. “It's good to have money and the things money can buy, but it's good, too, to check up once in a while and make sure that you haven't lost the things that money can't buy.” We feel deeply. We think of the plants in spring, which exhale everything they had held on to during the winter. The true trial is for our own transformation. Inner transformation. Join us. Thanks!!! https://www.youtube.com/watch?v=qayS2iyTfEE







With Gratitude,
Jasmine