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Time：第 346會，2016年4月 23日（週六）下午2:30~5:30
Place：
viewtopic.php?t=15

Agenda
14:30~15:30 Session One
15:30~15:50 Speech Session
15:50~16:00 Change Group and then Break Time
16:00~17:15 Session Two
17:15~17:30 Happy Time

Host: Harris
Assistant Host:

Topic:
What Is ‘FinTech’? How Is It Disrupting Finance?
Source:
http://blog.symbid.com/2015/trends/what ... g-finance/

Please Note:
Venue:台中市南屯區 大業路182號 Mos Burger二樓
Thanks a lot for your attention.

Questions:
1. Have you ever heard of this new word “FinTech”? If yes, can you share what you know with others? If No, after reading this article, please tell us your thoughts of it.

2. In the past, parents or the elders always told us banking jobs are great. After reading this article, what do you think of that? Do you see any business opportunities or threats through Fintech concept?

3. Nowadays Alipay(支付寶) is very popular—it can cooperate with credit card companies, Easy Card(悠遊卡), Uber, and so on. In the future, we might not need to bring cash while shopping or even going out. It totally changes consumer behaviors, but some people still refuse to pay by credit cards or something like that. How about you? Why or why not?

4. http://www.ettoday.net/news/20150512/505284.htm
In 2019, our government may upgrade every ID card into a “7-in-1” card, which provides the functions of ID, tax declaration, Health Care Card, driver’s license, Easy Card, voting, etc. If that really happens, will you use it or not? Why?


例會須知
時間地點須知：
http://www.happyforum.org/happy/viewtopic.php?f=2&t=15
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http://www.happyforum.org/Association_Principle.htm
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http://www.happyforum.org/happy/viewtopic.php?f=1&t=1766
週六晚餐(Saturday Dinner)
http://www.happyforum.org/happy/viewforum.php?f=76
戶外活動(Club Outing)
http://www.happyforum.org/happy/viewforum.php?f=72
所有行程(All Schedule)
http://www.happyforum.org/happy/viewtopic.php?t=883

Dear Taichung Happiers,

Money is always there, but the pockets change.

Having been under lots of spotlights, this buzzword Fintech is included in the Oxford Dictionary and defined as “Computer programs and other technology used to support or enable banking and financial services”. http://www.oxforddictionaries.com/definition/american_english/fintech What is the powerful force for the change in the banking and financial services? Our host Harris is expecting Happiers’ participation with our curiosity aroused. Welcome to join us in revealing how Fintech can build our expectations.

Paul Romer, former professor at Stanford University, memorably employed a striking metaphor for economic growth. "If economic growth could be achieved only by doing more and more of the same kind of cooking, we would eventually run out of raw materials and suffer from unacceptable levels of pollution and nuisance. History teaches us, however, that economic growth springs from better recipes, not just from more cooking." Now, the new recipe of blending finance with technology is compelling not only more customer-centralized services, but also the structure conversion of financial industry. Check out these snapshots, please. https://www.youtube.com/watch?v=acyIv-8OnRo ; https://www.youtube.com/watch?v=b7j8l_epo90 Most importantly, this mushrooming phenomenon is not exclusively cooking in a 5-star kitchen—even Taiwan’s small-and-middle sized companies have channeled their creative and boundless energy into this global trend. https://www.youtube.com/watch?v=qq1OUni01qw

The innovation of Fintech creates more competitive advantages for financial services industry, including the platform-based model and intensive data together provide tailored solutions for clients’ payment, loans, and investment. Anthony Pereira, Founder and CEO of Percentile (2014 FinTech Trailblazer Award winner), eagerly anticipates: “By 2020, all these banks are gonna outsource or share the task of technology with external companies so that they can concentrate on risk management.” The infinite possibilities of Fintech are imaginable; yet, after all, the execution is still in the initial stages. This new recipe requires more spices—such as critical and strategic thinking. https://www.youtube.com/watch?v=AsetntXCPRQ So, facing this cross-industry innovation and cross-border marketing challenge, how to prepare yourself and differentiate your recipe? How to be increasingly competitive?

Proceeding with the Fintech recipe, what developments would you want to stew? This exciting Fintech topic is also sincerely calling for a closer examination of our attitude towards money—what inspiration can we earn from this reflection? What value is on your mind? How will you spell your wishes? Money is always there, and where will you fly your big picture? https://www.youtube.com/watch?v=KveTVWCY4xQ All right, relax, please!!! Take a deep breath, and, have a money thriller. https://www.youtube.com/watch?v=xT3SLHlnEUI

From “Money” (by Dana Gioia)

It greases the palm, feathers a nest,
holds heads above water,
makes both ends meet.

Money breeds money.
Gathering interest, compounding daily.
Always in circulation.

Money. You don't know where it's been,
but you put it where your mouth is.
And it talks.

Except for money, what is your recipe for happiness? Writer and spiritual thinker Ricky Maye fished around for the ingredients and affirmed "Prosperity starts in one’s heart, not their pocket." Ahhha, yes:” It’s not about the money…….We just wanna make the world dance. Forget about the price tag…….” https://www.youtube.com/watch?v=iT0-LwfJ4Z8 Join us to have our hearts swinging! Thanks!!!





With Gratitude,
Jasmine

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